6-YEAR-OLD KID ASKS FOR ADVANCE ON ALLOWANCE

In St. Louis, Missouri, a 6-year-old boy asked his father for an advance on his allowance. The boy wanted $20 for toys. The father wrote the following response back. The letterhead said, “Dad’s Savings and Loan – Because apparently I look like I’m made of money”:
“We regret to inform you at this time that we are unable to provide a loan in the amount requested of $20.00. After reviewing your account, we have find you have insufficient funds, and a history of not doing your chores. Furthermore, over $80.00 has been spent on discretionary entertainment expenses since Christmas. This is an unsustainable amount of expenditure, and we cannot further compound the problem by financially assisting with occurring further debt at this point. If you would like to refute this decision, you can contact our complaint department (Mom). Our dispute manager at this number may be able to persuade us to reverse our decision. Thank you for choosing DAD Savings and Loan, we appreciate the chance to serve your financial needs.”
* What a lousy bank. I bet there isn’t even a basket of lollipops at the teller window.
* Wow, some Dads can be so fun and creative! And then there’s this guy.
* Then after he sent the letter, he lowered his kid’s credit rating.
* Then he foreclosed on his hamster.
* The kid spent 80 bucks since Christmas? That was only 3 weeks ago.
* What happened to the good ol’ days when you would just sneak a twenty out of Dad’s wallet every so often?
* Sure, put the pressure on Mom to have the final say here.
* The giveaway was when the kid said he needed the money for St. Louis Rams tickets next season. (They’re moving to L.A.)
* “Dear Dad, I know I have insufficient funds. That’s why I need a loan, dumb-ass.”
* “Anyway, I thought Dads were ‘too big to fail’?”
* The parent turned this into a teachable moment. He’s teaching his kid how to write a boring letter.